Products - Family Takaful

InvestmentLink << Choose

An investment-linked takaful is a family takaful plan that combines investment and takaful cover. Your contribution will provide takaful cover, which includes death and disability benefits, and part of the contributions will be invested in a variety of Shariah-approved investment funds of your choice. As a participant, you can decide on the allocation of your contribution towards protection
and investment.

The investment fund is divided into units of equal value to derive at the investment-linked unit price. This unit price is published daily in the newspapers for you to track the value of your investments.

Different from the investment-linked takaful, insurance companies also offer investment-linked product for Shariah-approved Securities Funds, whereby the investments are invested in Shariahapproved investment instruments whilst the insurance cover does not conform to the Shariah requirement.

Choose >> Traditional

Traditional life takaful, also known as whole life insurance, money back or endowment takaful, provides multiple benefits like risk cover, fixed income returns, safety and tax benefits. These are considered risk-free on account of their fixed returns in case of death or maturity of the term.

Group << Choose

Group life takaful (GLT) is a common employee benefit that provides a death benefit to the insured's beneficiaries if they die while part of the organization. The purpose is to provide financial support to the families of such employees. Other benefit such as accidental, critical ilness and medical coverage also part of GLT

Products - Unit Trust

Capital Growth

Capital growth, or capital appreciation, is an increase in the value of an asset or investment over time. Capital growth is measured by the difference between the current value, or market value, of an asset or investment and its purchase price, or the value of the asset or investment at the time it was acquired.

Dividend Income

Dividend income is paid out of the profits of a corporation to the stockholders. It is considered income for that tax year rather than a capital gain.

Simply Saham

A peace of mind for long term investment. No worry about loses. Enjoy dividend income every year and long term capital growth.

Proven yearly dividend income since inception:

2022 - 9.48%

2021 - 11.68%

2020 - 12.88%

2019 - 12.96%

2018 - 14.96%

Products - Wasiat

Estate Claims Process Service

Muslims can also obtain the services of Wasiyyah Shoppe Berhad to provide the same property documents. Through this service, a husband or wife can declare that a certain property that they purchase or own throughout the marriage is a property right to their spouse. They can declare the rights of up to 50% of the property as the property of their spouse.

With this document in place, when the property is to be claimed by the spouse, the claim process in the Syariah High Court will be easier and more accurate. Property that has been certified as a property right will be deducted first from the estate. Beneficiaries according to the faraid law will only be entitled to the remaining estate.

Basics of Inheritance of Property

Appointing Wasi while still alive to initiate estate management by obtaining a letter of administration or grand probate

Property Gifts

Identify what property to give to the heirs and exempt from the estate and the distribution of faraid

Trust Bonds

Identify how and what property to distribute to the heirs according to the method and time determined by the property owner.

Let's Talk! 👍

Please fill up your info and we will contact you.